Online banking that automatically saves & invests for you. Plus, no hidden fees — ever.
Grow with 3.35% APY — one of the highest APYs available today — on money you save for life's unexpected hiccups.
No hidden fees. No minimum balance fees. No overdraft fees. 55,000+ fee-free ATMs.
Instantly invest your spare change with every swipe of your heavy metal debit card.
Get paid up to 2 days earlier with direct deposit, and invest your money faster.
Acorns checking accounts are FDIC-insured up to $250,000, plus fraud protection, 256-bit data encryption, and all-digital card lock.
Mobile check deposit, digital checks, things your bank can do, and more.
No more waiting for Round-Ups® to hit $5. When you swipe your Acorns debit card your spare change gets instantly invested, so it has even more time to grow.
3% or 1% IRA match included in Acorns Gold or Silver, respectively. Contributions must be kept in Later account for 4 years to earn its IRA match.
Earn bonus investments from thousands of top brands when you shop their offers and swipe your Acorns debit card.
Hidden fees.
Minimum balance fees.
Overdraft fees.
Rather than pay to get your own money, invest that money back in you. Acorns Checking comes with access to 55,000+ fee-free ATMs around the world.
There are five different Acorns Core portfolios, built by experts. Each portfolio is composed of exchange-traded funds — ETFs for short. An ETF is made of broad holdings of stocks and/or bonds. Depending on your portfolio, you’re invested in a mix of companies, markets, and bonds—and if you choose, a Bitcoin-linked ETF. The overview or prospectuses of the ETFs can be found below:
There are five different Acorns Core portfolios, built by experts. Each portfolio is composed of exchange-traded funds — ETFs for short. An ETF is made of broad holdings of stocks and/or bonds. Depending on your portfolio, you’re invested in a mix of companies, markets, and bonds—and if you choose, a Bitcoin-linked ETF. The overview or prospectuses of the ETFs can be found below:
There are five different Acorns Core portfolios, built by experts. Each portfolio is composed of exchange-traded funds — ETFs for short. An ETF is made of broad holdings of stocks and/or bonds. Depending on your portfolio, you’re invested in a mix of companies, markets, and bonds—and if you choose, a Bitcoin-linked ETF. The overview or prospectuses of the ETFs can be found below:
There are five different Acorns Core portfolios, built by experts. Each portfolio is composed of exchange-traded funds — ETFs for short. An ETF is made of broad holdings of stocks and/or bonds. Depending on your portfolio, you’re invested in a mix of companies, markets, and bonds—and if you choose, a Bitcoin-linked ETF. The overview or prospectuses of the ETFs can be found below:
There are five different Acorns Core portfolios, built by experts. Each portfolio is composed of exchange-traded funds — ETFs for short. An ETF is made of broad holdings of stocks and/or bonds. Depending on your portfolio, you’re invested in a mix of companies, markets, and bonds—and if you choose, a Bitcoin-linked ETF. The overview or prospectuses of the ETFs can be found below:
Investing involves risk, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Investment products and services offered by Acorns Advisers, LLC (Acorns), an SEC Registered Investment Adviser. Brokerage products and services are provided by Acorns Securities, LLC, an SEC registered Broker Dealer, Member FINRA/SIPC. Investment products are NOT FDIC INSURED, NOT BANK GUARANTEED, and MAY LOSE VALUE. View additional investing disclosures.
Acorns Early is not a bank. The Acorns Early card is issued by nbkc Bank, Member FDIC, pursuant to license by Visa®, and Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International. Cardholder Terms and limits apply.
Acorns, GoHenry, Round-Ups® investments, Real-Time Round-Ups® investments, Invest the Change and the Acorns logo are registered trademarks of Acorns Grow Incorporated. All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
Acorns, GoHenry, Round-Ups® investments, Real-Time Round-Ups® investments, Invest the Change and the Acorns logo are registered trademarks of Acorns Grow Incorporated. All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
© 2026 Acorns Grow Incorporated | Accessibility